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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Options available at the end of a PCP | 1. Buy the car - by paying the Final Payment, 2. Hand the car back - this will be subject to the expected mileage and condition of the car, 3. Part exchange for a new car using any of the car’s equity towards your next deposit
Representative Example
First Payment
£323.04
£323.04
47 Payments of
£323.04
£323.04
Final Payment
£9,201.25
£9,201.25
Cash Price
£20,270.00
£20,270.00
Deposit
£2,027.00
£2,027.00
Total Term
48
48
Total Credit
£18,243.00
£18,243.00
Total Payable
£26,734.17
£26,734.17
Fixed Rate of Interest (annum)
6.18%
6.18%
Representative
11.90%
APR
11.90%
APR
Included in the first payment shown is an administration fee of £0.00, Included in the final payment shown is an administration fee of £10.00
Note: The images shown are for illustration purposes only and may not be an exact representation.